We build simple and focused banks for automotive companies

Who we are

We are former and current CEO and Chairmen from the automotive and banking industries and our focus is on car financing.

Despite the enormous sums involved, the current car financing model is outdated, no longer fit for purpose and favours the banks.

Our purpose is to build banks for OEMs and retailers, bring car financing in-house and generate hundreds of millions of pounds of new revenue that is currently passing them by and going to the banks.

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What we do

£43bn of UK car financing in 2024 will generate £1.3bn in revenue for the banks every year for the next 3 years. Very little income from it will go to the automotive industry: that revenue is just handed over; a huge missed opportunity.

We help reset revenue flows away from banks towards OEMs and retailers.

Working with clients, we design, build and, subject to regulatory approval, launch their bank. Naturally, the client is involved in all the major decisions but the work is our responsibility.

Everything is simple and focused to optimise the bottom line.

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Who we work with

OEMs, the larger retailers and some car finance firms have the brands, turnover and customer bases to support their own banks. They are considerably under-leveraged and the opportunity to add savings, car finance, car insurance and credit cards to their customer propositions is a compelling one.

OEMs

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Retailers

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Car Finance Companies

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OEMs and retailers need to reinvent the way they work as transformation costs are eroding margins.
Banking is a massive untapped opportunity

Read our proposition